Due to specifics of the Banks` activities there is no need in the organizational structure with a complex hierarchy and a large staff, therefore each specialist, regardless of the position, is able to develop successfully not only within position or division, but also cross-functionally, implementing skills in the framework of the team and project work, gaining valuable experience in unique international organization.
You will be interested in the vacancies of our Bank in case you:
Consider уourself as a cosmopolitan, and you are interested in the development of Europe, Asia and the world globally.
Consider yourself as a banking professional with a deep knowledge of economic laws, realities, and practices.
Have a perfect reputation in the business sphere and maintain it.
Follow high ethical principles and business standards.
Have got effective communicative skills and able to interact with representatives of different countries, nationalities and beliefs, achieving agreements and common objectives.
Are open for new things – changes, environment, working technologies.
Are fluent in English.
Have got a working level of Russian - enough to interact with Russian-speaking colleagues.
Chief Specialist of Credit Department
Duties and Accountabilities:
Comprehensive analysis of loan applications of corporate clients (large, medium and small businesses on the territory of the IBEC member countries) within the framework of trade finance transactions, syndicated and direct lending:
analysis of the financial stability of borrowers, sponsors and guarantors under IFRS and RAS reporting; consolidation of the reporting of a group of companies;
analysis of the market environment: the main trends of the market and a specific industry, comparison with competitors;
analysis of the business plan, financial model and project documentation provided by the client;
preparation and stress testing of DCF models, calculation of indicators of investment attractiveness;
preliminary assessment of credit risks, preparation of conclusions and recommendations for structuring credit transactions in the form of a corresponding Credit Conclusion;
support of the position at the Credit Committee;
preparation and approval of credit documentation, formation and maintenance of customer credit files.
Monitoring of credit transactions:
monitoring the financial condition of borrowers, sponsors and guarantors, monitoring borrowers' compliance with the terms of loan agreements, monitoring the targeted use of funds;
preparation of recommendations based on monitoring results in order to prevent problem debts.
Participation in the preparation of internal and external reporting of the Department.
Ability to negotiate and manage business correspondence, build relationships with foreign and Russian counterparties.
Higher education in finance and economics (leading universities of the member countries of the Bank or other states);
At least 5 years in the field of credit risk analysis, preferably as a credit analyst;
Experience with trade finance products, sound knowledge of documentary products and other forms of trade finance;
Knowledge of UCP 600 and relevant Russian legislation;
Experience in working with syndicated loans, knowledge of LMA standards;
Work experience in an international financial institution will be an advantage;
Work experience in the field of project analysis and credit transactions - at least 3 years;
Having a CFA certificate (Level 1 and higher) will be an advantage;
Oral and written English (C1 - upper intermediate and above);
Fluency in Russian verbally and in writing, including the ability to competently and structurally express thoughts and analytical conclusions in written Russian;
Confident user of MS Office and MS Outlook.
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