Ru
Bằng tiếng việt
Mongoloor
The credit rating is based on assessments of rating factors, including strong capital adequacy, satisfactory business profile and adequate assessment of funding and liquidity. The assets quality remains quite high, while the share of debt overdue by more than 90 days is low.
As per its mandate, IBEC focuses on developing the economies and foreign trade links of its member states. IBEC target business model defines the Bank's main strategic priorities as supporting foreign trade operations between Vietnam, Mongolia and Russia, as well as facilitating the expansion of their foreign trade relations with counterparties from other countries.
A high level of capital adequacy allows the Bank to withstand potential risks of a significant deterioration in asset quality. The capital adequacy ratio, calculated as per the Methodology for Assigning Credit Ratings under the International Scale to International Financial Institutions amounted to 55% as of June 30, 2025. The Bank's plans include maintaining high capital adequacy in the medium term.
According to the results of 2024, the Bank's net profit indicator was positive. The overall diversification of liabilities remains moderate. Highly liquid assets significantly exceeded short-term liabilities as of June 30, 2025, while the share of these assets on the balance sheet has consistently remained above 20% over the past three years.
IBEC has the following credit ratings:
• ‘ААА(RU)’/‘A-’ from ACRA with a stable outlook (25/12/2025)
• ‘ААА’ from CCXI with a stable outlook (04/07/2024)
 765X478.jpeg)
.jpg)
.jpg)
.jpg)
