Background
Trade-related loan to finance a client's export or import contract, as well as contracts/projects aligned with the UN SDGs, or to support SMEs - in partnership with financial institutions.
Trade-related loan can be used to make advance or regular payments under an import or export contract, incl. pre-export financing of an exporter. Trade-related loans are provided to support sustainable development projects (UN SDGs) or SMEs implemented with the participation of IBEC member countries.

IBEC financing is provided in accordance with the "Basic Terms and Conditions of International Bank for Economic Co-operation for Trade Finance Loans to Financial Institutions" (hereinafter referred to as the "Basic Terms and Conditions"). You can join these terms by sending respective SWIFT notification to IBEC in the form and in the manner provided in this document. "Basic Terms and Conditions" are considered to be concluded, in force and applicable only upon the receipt of the relevant notification from IBEC.

Each individual loan is to be negotiated separately after the accession of the partner bank to the "Basic Terms and Conditions".

Product features

Advantages

Simple and fast procedure for accession of the partner bank
The partner bank expresses its consent to the "Basic Terms and Conditions" by means of authorized SWIFT message or official letter. Based on the results of the KYC check and analysis of the potential partner bank IBEC sends a response to such request for accession. In case some individual conditions for a partner bank are required such conditions are specified in the loan documentation when executing each individual transaction and they have priority over the "Basic Terms and Conditions".
The speed of loan extension
In case of signed General Agreement on Financing and a set limit on the bank, the terms of the transaction approval may take about 3-5 days.
Comfortable credit arrangements
Unsecured (within the bank limit) financing is provided under the General Agreement on Financing with the further execution of each transaction by SWIFT
Terms of provision
Participation of a resident of the IBEC member country in the transaction (as an exporter or importer).
Presence of an established limit for the borrowing bank (in case of no limit set, IBEC may carry out procedures to set the limit).
Accession to the "Basic Terms and Conditions" by means of authorized SWIFT message.
Accession to the "Basic Terms and Conditions" by means of authorized SWIFT message. To finance foreign trade contract - provision of a copy of the foreign trade contract for which financing is provided, as well as accompanying documents (depending on the terms of the transaction - copies of invoices, shipping documents, payment documents, if the target trade credit is provided to reimburse previously incurred costs).
For Loan Programs for Sustainable Projects/Contracts and contracts of SMEs - a monitoring report indicating the required information, including a list of the Sustainable Development Contracts /SMEs financed under the Loan Program, in a form acceptable to IBEC and agreed by the parties.
Conducting compliance procedures for the transaction and all the parties involved into the transaction, incl. on the exporter and importer.
Read the "Basic Terms and Conditions of the International Bank for Economic Co-operation for Trade Finance Loans to Financial Institutions"
Documents
Operations schemes
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